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Kiplinger
Kiplinger
Business
Ethan M. West

When Multiple Tax Rules Collide: Don't Pay a 50% Rate on Your Roth Conversion by Mistake

(Image credit: Getty Images)

Most retirees (and some planners) evaluating a Roth conversion look at the tax bracket table and think, "We're in the 12% bracket — let's fill it up."

But in retirement, your visible bracket often isn't the true rate you'll pay — and many unintentionally trigger taxes in places they didn't expect.

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