As the year draws to a close, it’s an opportune time to reflect on the last 12 months and prepare for the challenges that 2023 is likely to bring our way.
Who would have thought this time last year that we were soon to mourn the passing of Queen Elizabeth II and see three Prime Ministers in the space of just three months.
It’s certainly not been an easy period. Our tentative post-pandemic recovery was derailed early in 2022 by the barbaric war in Ukraine which has since escalated into a costly humanitarian crisis. Rising energy prices, high interest rates and global economic weakness are driving a cost-of-living and a cost-of-doing-business crisis that is impacting us all.
