A 2025 study by GOBankingRates found that incomes between $106,092 and $149,160 are enough to count residents as upper-middle class in most states. But it varies wildly by location, with more expensive states such as Maryland requiring an income over $158,126 to qualify.
The One Big Beautiful Bill Act (OBBBA) made plenty of changes to the tax law. If you earn six figures, watch out for these tax law changes.
