The Trump Account has turned out to be one of the biggest (and quietest) financial developments of 2025. It’s a tax-incentivized savings program designed to help families build long-term savings from the day a child is born. The account’s eligibility requirements are fairly inclusive, and there are a few core benefits that are hard to say no to.
But the real bonus is that the government is offering a one-time deposit of $1,000 to get your child’s new account started. And thanks to an absolutely colossal donation from Michael and Susan Dell, low and middle-income families should get an extra $250 boost.
