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The Independent UK
The Independent UK
Business
Chris Dorrell

What interest rates and inflation will mean for your money and mortgage in 2026

There’s been a flurry of activity in the UK economy over the last week, which will have major implications for the mortgage rates, savings accounts, and the cost-of-living in 2026.

The Bank of England cut interest rates for the fourth time this year on Thursday, bringing the benchmark Bank Rate down to 3.75 per cent, its lowest level since early 2023.

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