We're Retired With $4.6 Million. My Wife Chose Our Medicare Advantage Plan for the $0 Premium, But I Want Original Medicare’s Freedom. Is It Too Late?

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Question: We are retired with $4.6 million and are comfortable, but health care is still complicated and expensive.

My wife signed us up for a Medicare Advantage plan. I know the $0 premium and the dental perks were the big draw. But looking at our plans for the rest of the year — especially our travel — I’m getting a bit nervous.