
Question: We're 68-year-old retirees with $6.8 million. Our two adult kids never ask for money, but I give each of them $1,000/month to make their lives easier and to help with daycare and summer camp. My husband thinks it's silly. They earn a good living. Should I stop?
Answer: If you retired with $6.8 million, it's fair to say that you're probably in a pretty good position. Last year, 25% of retired Americans lost sleep over money worries, according to the Schroders 2025 US Retirement Survey.