Drivers are being warned they could get a 'hefty' and unexpected bill if they do not check their insurance small print for "loopholes".
Consumer group Which? analysed 49 policies from insurers and said it found some gaps in coverage for personal belongings and "surprising" exclusions for courtesy cars.
The majority of policies it looked at contained some kind of coverage for belongings - so if a person's car is damaged or stolen, they can claim for items that need to be repaired or replaced.
