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Tobias Barkley, Lecturer, La Trobe University

Want your loved ones to inherit your super? Here’s why you can’t afford to skip this one step

Ground Picture/Shutterstock

What happens to our super when we die? Most Australians have superannuation accounts but about one in five of us die before we can retire and actually enjoy that money.

If we do die early our money is paid out as super “death benefits”. They can be substantial. Even people who die young can have $200,000–$300,000 of death benefits through super life insurance.

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