The spring months are typically the busiest of the year in the housing market as buyers mobilise and sunshine adds to a property’s kerb appeal.
However, today’s buyers – and those remortgaging – need deeper pockets than a few years ago. Not only does the average mortgage rate start with a “5” but borrowers face hefty arrangement fees to secure the best deals. These are the fees paid to lenders purely to secure a certain rate, and come on top of any conveyancing or broker fees.
