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The Guardian - UK

Business

Rupert Jones

UK mortgage guarantee scheme due to end with no news on replacement

Woman looking at properties advertised in the window of an estate agent — The scheme allows banks to buy a guarantee from the government on the slice of the mortgage between 80% and 95% of the property’s value. Photograph: Mike Kemp/In Pictures/Getty Images

A government scheme to encourage UK lenders to offer 95% mortgages is scheduled to end this month, with no word yet on when its replacement will be launched.

The mortgage guarantee scheme went live in April 2021 to help buyers with small deposits get on the property ladder.

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