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The Guardian - UK
The Guardian - UK
National
Helena Horton Environment reporter

UK insurers paid out record £585m last year as climate breakdown intensifies

United Kingdom Flood ABI Met Office
A cyclist rides down a flooded country lane in Dunsden, Oxfordshire.
Climate breakdown has made recent storms more frequent and intense, analysis by the Met Office found. Photograph: Geoffrey Swaine/Rex/Shutterstock

Insurers paid out a record £585m for weather-related damage to homes and possessions in Britain last year, after record-breaking rain and storms hit the country.

The data, from the Association of British Insurers (ABI), revealed that claims for damage to homes from windstorms, flooding and frozen pipes in 2024 surpassed the previous record in 2022, for the same types of claim, by £77m. The figure is £127m higher than the weather-related claims payouts for 2023.

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