UK housing costs rise 41% over five years for renters and owners, study shows

Savills identified a large increase in sums being paid in mortgage interest, which grew by 9% in 2025 to £53.6bn. Photograph: Gary Calton/The Observer

UK households spent a record £226bn to keep a roof over their heads last year, figures showed on Monday, with mortgage borrowers finishing fixed-rate deals particularly hard hit by rising payments.

Overall housing costs have gone up by £66bn over the past five years, a rise of 41%, the property group Savills said.