Most Americans think they're playing it smart with credit cards—earning points here, dodging interest there. But when Tucker Carlson asked financial guru Dave Ramsey a simple question—"What's wrong with having a credit card if you pay the balance every month?"—he didn't expect the answer to unravel a myth baked into American consumer habits.
"Most people don't," Ramsey replied. "That's the great lie." He added, "Everybody talks about this theoretical discipline that they just freaking don't have."
