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The Guardian - UK
The Guardian - UK
Mel Hunter

True or false – common credit score myths busted

Flatmates moving in college dorm. They are carrying boxes.
A new flatmate – trouble in the future? Photograph: svetikd/Getty Images

Most people’s credit scores remain something of a mystery to them, and it’s easy to get caught up in the whirl of misinformation. So if you’re unclear on where that all-important credit judgment comes from, let Craig Tebbutt, chief strategy and innovation officer at the consumer credit reporting agency Equifax, bust some myths and set the record straight.

A credit score and credit reports are different words for the same thing

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