A bold retirement strategy is sparking heated debate in online financial communities, as a 30-year-old American with Chinese roots maps out on Reddit an unconventional path to early retirement that involves international relocation and an ultra-lean lifestyle.
The individual, currently sitting on a $600,000 net worth, projects reaching $1 million by age 33 through corporate job earnings and restricted stock unit vesting schedules. The ambitious plan calls for building a $2 million portfolio by age 42, then relocating to China to live on just $10,000 annually—a withdrawal rate of merely 0.5%.
