A 21-year-old Reddit user recently shƒ20ared a post that sparked hundreds of replies after revealing he has 20 credit cards and is wondering if that's something to be concerned about. “I didn't set out to ‘collect’ them, it just kind of happened,” he wrote. “Started at 19 with a Quicksilver card then discovered rewards, [sign-up bonuses], travel perks, and yea the designs are pretty cool too.”
“I'm 21 and somehow ended up with 20 credit cards… is this normal or should I chill?” he asked. That one line turned into the post's defining quote and the center of a passionate debate.
