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Benzinga
Benzinga
Business
Adrian Volenik

They Had An 798 Credit Score But Still Got Rejected For A Personal Loan. Here's The Unusual Mistake They Kept Making Over And Over

Citi op Reddit
Prime Credit Scores Were “An Illusion”

A Reddit user with a nearly perfect 798 FICO score was stunned when Citi rejected their application for a personal loan. Despite never missing a payment and holding six open accounts with a 10-year credit history, the denial letter cited an unexpected reason: “Low balances on revolving accounts recorded on your credit bureau report.”

Why A Perfect Score Wasn’t Enough

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