Spending money on boring things I don’t want makes me mad. Unfortunately, it happens. I sign up for a software or app trial and forget to cancel. A surprise power bill exceeds my budget-planning. A plumbing incident requires an emergency call to the plumber. Or a few seemingly small decisions to eat out add up to a cost that approaches rent. Prevention is usually the best way to avoid these annoying and expensive bank-account drainers. Sometimes the prevention is simple — keep the drains clear — and sometimes it requires planning and self-discipline — stop eating out. But if it ends up saving enough money to buy something fun or go on a trip, it’s totally worth it.
