
For generations, retirement in America was sold as a reward after decades of hard work. A slower pace of life. Warm weather. Financial peace. In 2026, that dream is becoming far more complicated.
A new study by MoneyLion has revealed dramatic differences in retirement costs across the US, with some states demanding enormous savings while others remain relatively affordable for older Americans living on fixed incomes. The findings arrive at a time when inflation, healthcare expenses, and housing costs continue to strain retirees and those nearing retirement age.