We have all heard of the two-income household. For couples in their 40s, it may also be time to become a two-portfolio household .
Take Ajay and Supriya Pandey, both in their early 40s. Over the years, they have built an investment corpus of ₹1.5 crore . Retirement is still 15 to 20 years away, but their child's higher education, healthcare needs and other family commitments are much closer.