Turning Britain into a nation of investors has been an admirable aim of the government over the past year, but it’s still only one part of the wider financial picture.
Adding financial education into the school curriculum will play a big part, but it’s also important that people at both extreme ends of the financial scale are not overlooked: those in low income households or who have not previously managed to build up their initial savings pots at all, and thus aren’t yet in a position to invest, and also those for whom investing isn’t suitable - perhaps because their stage of life makes taking on additional risk less attractive.