When you think of adding six figures to your retirement savings, you probably imagine needing a side hustle, investing wizardry, or an ironclad budget. But what if there’s a single, strategic move—one that doesn’t require earning more or saving harder—that could quietly grow your nest egg by $100,000 or more?
It’s not a gimmick. It’s not a loophole. It’s a smart, legal, and underutilized financial decision that comes down to one word: timing.
