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GOBankingRates

Marc Guberti

The Saving Strategy That Actually Works for Middle-Class Retirees

Social Security Bonds Inflation

Soulmemoria / iStock.com

When you’re young, the savings strategy is pretty simple. Create a small emergency fund and put most of your money into equities. Stocks, real estate, crypto, and other investments can grow at a faster rate than the cash in your savings account.

Learn More: ‘You’ll Run Out of Money in 20 Years’ — Why Retirees Are Rethinking Their Savings Strategy

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