The end of the year is a crucial time for charitable giving. Whether you are giving cash, stock, or using your IRA to make a qualified charitable distribution, meeting specific year-end deadlines is essential.
Donating to charities and nonprofits is more common during the holiday season. Half (51%) of U.S. adults report having donated or planning to donate money by the end of 2025, with a fifth of those donating exclusively in the final months of the year, according to Charities Aid Foundation America. For retirees, charitable giving is not merely an act of generosity — it is a sophisticated tax-management strategy, particularly when dealing with retirement accounts.
