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Kiplinger
Kiplinger
Business
Donna Fuscaldo

The Retirement Bucket Rule: Your Guide to Fear-Free Spending

(Image credit: Getty Images)

We spend decades planning for our retirement, diligently saving money year after year. We know early on, the more we save, the better off we’ll be when we trade the paycheck for leisurely pursuits or our next chapter.

After all, study after study tells us how much we need to save, how to save, and the ideal asset allocation to achieve our retirement goals. And there are endless financial products from target-date funds to 401(k)s designed to help us save for our golden years.

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