Citizens living in the euro area make an average of 13 payments per week of all types. They circulate through a range of channels and by way of different media, including cash, payment cards, and online.
Our means of payment have been constantly evolving and have done so all the more rapidly during the Covid-19 crisis. They have indeed been greatly digitised: although a majority of those made in shops are in cash, their number is constantly decreasing and the share of cash in the total value of exchanges is already a minority. Some believe that we are on the verge of a “cashless society”, which they see as holding the promise of economic efficiency and social progress.
