The premium for my private health insurance is going up again this year. There are some services I know I’ll use each year – dental, optical and chiropractic. But the cost of an appointment can vary widely depending on the provider, the type of treatment and the number of follow-up appointments. My health needs also vary year to year – eg, if my glasses prescription changes, I’ll spend more on optical that year. What’s the best way to figure out if my private health insurance extras cover is still worth it?
– Allison, NSW
