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GOBankingRates
GOBankingRates
Laura Bogart

The No. 1 Habit That Destroys Your Credit Score

praetorianphoto / Getty Images

Your credit score affects major parts of your life — from the kind of car you drive to where you live. You know this already. So you’re doing everything you can to improve your credit, starting with learning about the habits that can make or break your score. 

While there are many factors to consider, being late on payments is arguably the top detriment to your credit score. 

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