Retirement changes the tax game in ways that surprise even the most organized couples. Many people assume that once the paychecks stop and Social Security begins, taxes fade into the background. That assumption costs real money every single year.
One of the most overlooked opportunities for couples over 65 sits right inside the federal tax code, waiting quietly behind paperwork and receipts. The medical expense deduction rarely gets the spotlight, yet it can create meaningful savings for older couples who know how to use it.
