If you’re on Medicare, you could be leaving hundreds of dollars on the table—and most seniors don’t even realize it. Hidden inside many plans is a little-known benefit often called a Medicare wellness allowance, sometimes worth up to $500 or more per year. These funds aren’t checks you cash, which is why they’re so easy to overlook. Instead, they’re quietly loaded onto benefit cards or accounts that many people never fully use. In 2026, this “use it or lose it” perk is becoming one of the biggest missed opportunities in healthcare savings.
