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The Best EV Lease And Finance Deals In January 2026 (Updated)

Several years ago, there were very limited offers for electric-vehicle finance or lease deals. That was because there were very few electric models on the market, period. Now, there are countless EV models available from a variety of automakers—but the deals landscape was helped along by the federal EV tax credit.

That $7,500 tax credit to purchase or lease a qualifying EV went away at the end of September. Since then, automakers have been upping their own incentives to provide a degree of compensation for consumers. 

But the degree to which automakers are improving their incentives varies significantly. Some automakers are holding the line with their outgoing lease deals and others have significantly increased them. Be sure to check your local dealerships for any clearout deals that may not be listed on automaker websites.

Lucid Air at a Tesla Supercharger

This month, we’ve compiled all the incentives available on all new EV and plug-in hybrid (PHEV) models. Every automaker that offers an electric vehicle or plug-in hybrid is included. You will find the original source links for each brand at the top of every section.

Note that the deals can vary substantially by region. Most prices here use a California zip code, so you could find better deals elsewhere (particularly in states with their own incentives). If you find a model near you, we recommend reaching out to your local dealer's website for the most accurate pricing. Visit multiple dealers to get the best quote in your area.

But just remember that dealers won't offer the best deal on your first attempt. If you are unsure of your deal, it's best to reference forums like LeaseHackr, an online car negotiation community. And remember, never feel pressured to make a decision while you’re at the dealership. We also recommend avoiding dealerships that refuse to discuss lease numbers over the phone or via email. 

If you need some buying advice, click here to see our comprehensive guide to the best EVs for sale. Or keep scrolling to find the best deal. 

Best New EV Deals In January 2026

BMW i4 M50 stopped

Despite the end of the federal EV incentive, the available lease offers aren’t noticeably worse.  It seems as though most automakers are not dramatically increasing the lease deals in the short term. 

Will these prices increase later on in 2026? Perhaps, but it’s not irrational to assume that the banks ate most of the $7,500 credit as they are the ones who control the money factor, residual value, and relevant terms. It is also unlikely that a consumer will immediately pay $7,500 more to lease the same car they could’ve leased just a few months ago. 

Regardless, there are still deals to be found and some automakers like, Lucid, BMW, and Honda, are upping the ante with notable cash discounts.

As a reminder, all of the lease deals below are subject to dealer participation, documentation fees, taxes, disposition fees, and potential wear and tear charges. 

2024 Alfa Romeo Tonale Plug-In Hybrid

2026 Audi S E-Tron GT Sedan

  • No current offers

2026 Audi RS E-Tron GT Sedan

  • No current offers

2026 Audi A6 E-Tron

  • No current offers

2026 Audi Q4 E-Tron

  • No current offers

2026 Audi Q6 E-Tron

  • No current offers

2026 BMW i4

  • Lease starts at $499 per month for 36 months and $4,759 due at signing.
  • 3.99% APR for up to 60 months. 
  • $3,750 purchase credit.
  • $1,000 loyalty credit.

2026 BMW i5

  • Lease for $649 per month for 36 months with $5,999 due at signing.
  • 3.99% APR for up to 60 months. 
  • $3,750 purchase credit.
  • $2,000 loyalty credit.

2026 BMW i7

  • Lease for $969 per month for 36 months with $8,669 due at signing.
  • 3.99% APR for 60 months.
  • $7,500 purchase credit.
  • $5,000 loyalty credit.
2026 BMW iX at Tesla Supercharger

2026 BMW iX

  • Lease for $699 per month for 36 months with $5,259 due at signing.
  • 3.99% APR for up to 60 months.
  • $7,500 purchase credit.
  • $2,000 loyalty credit.

2026 BMW 550e xDrive Plug-In Hybrid

  • Lease for $759 per month for 36 months with $6,699 due at signing.
  • 3.99% APR for 60 months.
  • $2,000 loyalty credit.

2026 BMW 750e xDrive Plug-In Hybrid

  • No current offers

2026 BMW X5 xDrive50e Plug-In Hybrid

  • Lease for $999 per month for 39 months with $7,199 due at signing.
  • 2.99% APR for up to 60 months.
  • $2,000 loyalty credit.
2026 Cadillac Optiq

2025 Cadillac Optiq

    • Lease for $349 per month for 24 months with $4,849 due at signing.
    • 2.9% APR for 60 months plus $2,000 cash allowance.
    • $2,000 conquest discount on lease for buyers coming from rival brands.
    • $1,000 Costco member discount.

2026 Cadillac Lyriq

      • Lease for $469 per month for 24 months with $4,879 due at signing.
      • 2.9% APR for 60 months plus $2,000 cash allowance.
      • $2,000 conquest discount on lease or purchase for buyers coming from rival brands.
      • Up to $1,250 Costco member discount.

2026 Cadillac Vistiq

    • Lease for $649 per month for 24 months with $7,309 due at signing.
    • 2.9% APR for 60 months plus $2,000 cash allowance.
    • $2,000 conquest discount on lease or purchase for buyers coming from rival brands.
    • $1,000 Costco member discount.

2026 Cadillac Escalade IQ

  • No current incentives

2026 Chevrolet Equinox EV

  • $5,000 bonus cash (except for base-spec LT)

2025 Chevrolet Blazer EV

  • Lease for $319 per month for 24 months with $7,199 due at signing.
  • 0% APR for 60 months
  • $3,500 bonus cash. 

2025 Chevrolet Silverado EV

  • Lease for $469 per month for 24 months with $12,759 due at signing.
  • 0% APR for 60 months
  • $4,000 bonus cash

2026 Chrysler Pacifica Plug-In Hybrid

  • No current offers
2024 Dodge Charger Daytona EV Scat Pack Track Package

2025 Dodge Charger Daytona

  • 0% APR for 72 months
  • $7,750 bonus cash allowance

2026 Dodge Charger 4-Door

  • No Current offers

2025 Dodge Hornet R/T Plug-In Hybrid

    • $6,250 bonus cash allowance

2025 Fiat 500e

  • No current offers.

2025 Ford F-150 Lightning

  • Lease options from $343 per month for 24 months with $6,937 due at signing. (XLT trim)
  • $9,000 bonus cash.

2025 Ford Mustang Mach-E

    • Lease from $363 per month for 36 months with $363 due at signing.
    • $6,000 bonus cash.
    • 0% APR for 72 months and $2,000 bonus cash.

2025 Ford Escape Plug-In Hybrid

  • No current offers

2026 Genesis GV60

  • No current offers.

2026 Genesis Electrified GV70

  • No current offers.

2025 GMC Hummer EV Pickup

2025 GMC Hummer EV SUV

  • Lease from $1,099 per month for 36 months with $7,899 due at signing.
2026 GMC Sierra EV AT4 Max Range

2026 GMC Sierra EV

  • Lease for $599 per month for 36 months with $7,579 due at signing.

2025 Honda Prologue

  • Lease for $349 per month for 36 months with $4,099 due at signing (EX AWD).
  • 0% APR for up to 60 months.
  • $10,000 bonus cash. 
  • $3,500 conquest or loyalty offer.

2025 Honda CR-V Fuel Cell PHEV

  • Lease for $249 per month for 36 months with $1,249 due at signing.

2025 Hyundai Ioniq 5

  • 0% APR for up to 60 months.
  • SE: lease for $259 per month for 24 months with $3,999 due at lease signing.
  • SEL: lease for $299 per month for 24 months with $3,999 due at lease signing.
2025 Hyundai Ioniq 5 XRT

2026 Hyundai Ioniq 5

  • 2.99% APR for up to 60 months.
  • SE: lease for $299 per month for 24 months with $3,999 due at lease signing.
  • SEL: lease for $339 per month for 24 months with $3,999 due at lease signing

2025 Hyundai Ioniq 6

  • 0% APR for up to 60 months.
  • SE: lease for $239 per month for 24 months with $3,999 due at lease signing.
  • SEL: lease for $279 per month for 24 months with $3,999 due at lease signing. 

2026 Hyundai Ioniq 9

  • 1.99% APR for up to 60 months, plus $3,000 off.
  • S: lease for $419 per month for 36 months with $4,999 due at lease signing.
  • SE: lease for $449 per month for 36 months with $4,999 due at lease signing.

2025 Hyundai Kona Electric

  • 0.99% APR for up to 48 months.
  • SE: lease for $767 per month for 24 months with $4,597 due at lease signing.
  • SEL: lease for $754 per month for 24 months with $4,564 due at lease signing. 

2026 Hyundai Tucson Plug-In Hybrid

  • SEL: lease for $329 per month for 36 months with $3,999 due at lease signing.
  • Limited: lease for $439 per month for 36 months with $3,999 due at lease signing. 

2025 Hyundai Ioniq 5 N

  • N: lease for $699 per month for 36 months with $3,999 due at lease signing. 
2025 Jeep Wagoneer S Launch Edition

2025 Jeep Wagoneer S 

  • 0% APR for 72 months.
  • $16,750 bonus cash for returning owners and lessees.
2025 Kia EV6

2025 Kia EV6

  • $10,000 customer cash.
  • Light: lease for $309 a month for 24 months with $3,999 due at signing.
  • Light Long Range: lease for $339 a month for 36 months with $3,999 due at signing.
  • Light Long Range AWD: lease for $359 a month for 24 months with $3,999 due at signing.
  • Light Long Range AWD: lease for $389 a month for 36 months with $3,999 due at signing.
  • Finance 0% for 72 months, including $3,500 bonus cash.

2026 Kia EV9

  • $10,000 customer cash.
  • Finance: 0% APR for 60 months, plus $3,500 bonus cash.
  • Light Long Range: lease for $449 a month for 24 months with $3,999 due at signing.
  • Light Long Range: lease for $479 a month for 36 months with $3,999 due at signing.
  • Wind AWD: lease for $509 a month for 24 months with $3,999 due at signing.
  • Wind AWD: lease for $539 a month for 36 months with $3,999 due at signing.

2025 Kia Niro EV

  • $10,000 customer cash.
  • Wind: Lease for $159 a month for 24 months with $3,999 due at signing.
  • Wind: Lease for $209 a month for 36 months with $3,999 due at signing. 
  • Finance for 0% APR for 72 months, including $3,500 bonus cash.

2025 Kia Niro Plug-In Hybrid

  • $2,000 customer cash.
  • EX FWD: $259 a month for 24 months with $3,499 due at signing.
  • Wind: Lease for $209 a month for 36 months with $3,499 due at signing.  
  • Finance for 0% APR for 60 months.

2025 Kia Sportage Plug-In Hybrid

  • X-Line AWD: lease for $269 a month for 24 months with $3,999 due at signing.
  • X-Line AWD: lease for $279 a month for 36 months with $3,999 due at signing.
  • Finance for 0% APR for 60 months. 

2026 Kia Sportage Plug-In Hybrid

  • X-Line AWD: lease for $299 a month for 24 months with $3,999 due at signing.
  • X-Line AWD: lease for $309 a month for 36 months with $3,999 due at signing.
  • Finance for 0% APR for 48 months.

2025 Kia Sorento Plug-In Hybrid

  • $3,000 customer cash. 
  • EX AWD: lease for $389 a month for 24 months with $3,999 due at signing.
  • EX AWD: lease for $399 a month for 36 months with $3,999 due at signing.

2026 Kia Sorento Plug-In Hybrid

  • $2,000 customer cash. 
  • 0% APR for 48 months. 
  • EX AWD: lease for $399 a month for 24 months with $3,999 due at signing.
  • EX AWD: lease for $429 a month for 24 months with $3,999 due at signing.
  • EX AWD: lease for $439 a month for 36 months with $3,999 due at signing.

2026 Lexus RZ

  • Lease from $449 per month for 42 months with $3,999 due at signing.
  • 0% APR for up to 72 months with $3,000 finance cash. 
  • $5,000 bonus cash.

2025 Lucid Air

  • Lease from $549 per month for 39 months with $5,649 due at signing (for current non-Lucid owners or lessees).
  • 0.99% APR for up to 72 months plus $7,500 bonus cash.
  • $12,500 Lucid Air credits.
  • $2,000 loyalty offer for previous Lucid customers. 
  • $3,000 bonus cash for inventory models.

2025 Lucid Gravity

  • Lease from $749 per month for 39 months with $4,989 due at signing.
  • 1.99% APR for up to 72 months.
  • $7,500 credit for Grand Touring models.
  • $5,000 bonus cash for inventory models.
  • $3,000 loyalty offer for previous Lucid customers. 

2026 Mazda CX-70 Plug-In Hybrid

  • Lease for $346 per month for 36 months with $3,999 due at signing.
  • 0.9% APR for up to 36 months. 
  • $750 loyalty cash.

2026 Mazda CX-90 Plug-In Hybrid

  • Lease from $437 per month for 36 months with $3,999 due at signing. 
  • 0.9% APR for up to 60 months. 
  • $750 loyalty cash.
     
Mercedes-Benz EQB

2025 Mercedes-Benz EQB

  • Lease for $409 per month for 36 months with $5,453 due at signing.
  • 1.4% APR for up to 24 months. 

2025 Mercedes-Benz EQE Sedan

  • Lease for $719 per month for 36 months with $7,313 due at signing.
  • 1.4% APR for up to 24 months. 

2025 Mercedes-Benz EQE Sedan

  • Lease for $859 per month for 36 months with $6,333 due at signing.
  • 1.4% APR for up to 24 months. 

2025 Mercedes-Benz EQS Sedan

    • Lease for $1,019 per month for 36 months with $9,913 due at signing.
    • 1.4% APR for up to 24 months. 

2025 Mercedes-Benz EQS SUV

  • Lease for $949 per month for 36 months with $9,943 due at signing.
  • 1.4% APR for up to 24 months. 

2025 Mercedes-AMG C 63e S Plug-In Hybrid

  • Lease for $899 per month for 36 months with $8,123 due at signing.
  • 1.4% APR for up to 24 months. 

2025 Mercedes-AMG E 53 Hybrid Sedan (PHEV)

  • Lease for $1,099 per month for 36 months with $8,843 due at signing.
  • 1.4% APR for up to 24 months. 

2025 Mercedes-Benz GLC 350e Plug-in Hybrid

  • Lease for $579 per month for 36 months with $5,973 due at signing.
  • 1.4% APR for up to 24 months. 

2025 Mercedes-Benz GLE 450e Plug-in Hybrid

  • Lease for $799 per month for 39 months with $7,253 due at signing.
  • 1.4% APR for up to 24 months. 

2025 Mercedes-Benz S 580e Plug-In Hybrid

  • Lease for $1,449 per month for 36 months with $12,393 due at signing.
  • 1.4% APR for up to 24 months. 

2025 Mercedes-Benz G 580 EQ Technology SUV

  • Lease for $1,949 per month for 36 months with $14,743 due at signing.

2025 Mini Countryman SE

  • $269 per month for 39 months with $4,699 due at signing.
  • 0.9% APR for 48 months.

2026 Nissan LEAF

  • Lease for $459 per month for 48 months with $3,889 due at signing (SV Plus).
  • 4.9% APR for 60 months.

2025 Polestar 3

  • Lease for $499 per month for 27 months with $5,499 due at signing. 
  • 2.99% APR for 60 months and $18,000 bonus cash.
  • $18,000 bonus cash. 
  • $1,000 loyalty bonus. 
     
Polestar 4

2026 Polestar 4

  • Lease for $599 per month for 39 months with $5,000 due at signing. 
  • 2.99% APR for 60 months and $7,500 bonus cash.
  • $10,000 bonus cash. 
  • $1,000 loyalty bonus. 

2025 Porsche Macan Electric

  • No current offers. 

2026 Rivian R1S

  • Lease for $799 per month for 36 months with $8,694 due at signing.
  • 0.99% APR for 60 months on Tri models. 
  • $5,000 bonus cash.

2026 Rivian R1T

  • Lease for $799 per month for 36 months with $8,694 due at signing.
  • 0.99% APR for 60 months on Tri models. 
  • $5,000 bonus cash.
2026 Subaru Solterra

2026 Subaru Solterra

  • Lease for 299 per month for 36 months with $2,799 due at signing. 
  • 0% APR for 72 months.

2026 Tesla Model 3

  • Standard RWD: Lease from $449 per month for 36 months with $3,000 due at signing.
  • Premium RWD: Lease from $499 per month for 36 months with $3,000 due at signing.
  • Long Range AWD: Lease from $599 per month for 36 months with $3,000 due at signing.
  • Performance AWD: Lease from $749 per month for 36 months with $3,000 due at signing.
  • 2.99% APR for 72 months.

2026 Tesla Model Y

    • Standard RWD: Lease from $479 per month for 36 months with $3,000 down.
    • Premium RWD: Lease from $549 per month for 36 months with $3,000 down.
    • Premium AWD: Lease from $649 per month for 36 months with $3,000 down.
    • Performance AWD: Lease from $799 per month for 36 months with $3,000 down. 
    • 0% APR for up to 72 months on Standard versions.

2026 Tesla Model S

  • AWD: Lease for $1,549 per month for 36 months with $7,500 due at signing.
  • Plaid: Lease for $1,749 per month for 36 months with $7,500 due at signing.
  • Free lifetime Supercharging and FSD included. 
  • 3.99% APR for up to 72 months.

2026 Tesla Model X

    • AWD: Lease for $1,699 per month for 36 months with $7,500 due at signing.
    • Plaid: Lease for $1,849 per month for 36 months with $7,500 due at signing.
    • Free lifetime Supercharging and FSD included. 
    • 3.99% APR for up to 72 months.

2025 Tesla Cybertruck

  • AWD: Lease for $849 per month for 36 months with $5,000 down.
  • 3.99% APR for up to 60 months.
  • Free lifetime Supercharging and FSD included on Cyberbeast.  

2026 Toyota bZ4x

  • Lease for $279 per month for 36 months with $3,999 due at signing.
  • $5,000 bonus cash
  • 0% APR for 72 months.

2025 Toyota RAV4 Plug-In Hybrid

  • No current offers. 

2026 Toyota Prius Plug-In Hybrid

  • Lease for $339 per month for 39 months with $2,999 due at signing.
  • 3.99% APR for 72 months.

2025 VinFast VF8

  • Lease for $379 per month for 36 months with $2,999 due at signing. 
  • 0% APR for up to 84 months with $7,500 bonus cash.

2024 VinFast VF9

  • 0% APR for up to 84 months with $7,500 bonus cash.

2026 Volkswagen ID.4

  • Lease for $499 per month for 36 months with $5,499 due at signing. 
  • 1.9% APR for 60 months.
  • $3,000 bonus cash. 

2025 Volkswagen ID. Buzz

  • $7,500 bonus cash.

2026 Volvo EX30

  • Lease for $389 per month for 36 months with $4,169 due at signing.
  • 0.99% APR for up to 36 months and $2,000 Volvo allowance.
  • $4,000 bonus cash. 

2026 Volvo EX40 (Formerly XC40 Recharge)

  • Lease for $569 per month for 36 months with $5,149 due at signing.
  • 0.99% APR for up to 36 months.
  • $2,000 bouns cash. 
2026 Volvo EX30

2025 Volvo EX90

  • Lease for $759 per month for 36 months with $6,799 due at signing.
  • 0% APR for up to 36 months and $2,500 Volvo allowance. 
  • $10,000 bonus cash. 

2026 Volvo XC60 T8 AWD Plug-In Hybrid

  • Lease for $729 per month for 36 months with $6,039 due at signing.
  • 0.99% APR for up to 36 months. 
  • $2,000 bonus cash.

2026 Volvo XC90 T8 AWD Plug-In Hybrid

  • Lease for $889 per month for 39 months with $5,729 due at signing.
  • 0.99% APR for up to 36 months.
  • $2,000 bonus cash. 

Remember that dealers are aiming to get their numbers up by the end of the year. Therefore, now is the best time to reach out to multiple dealerships and see which ones are offering competitive rates. 

That said, there are likely additional incentives out there, specific to certain regions or dealerships (if the brand has dealerships). You just have to do your homework. Also, keep in mind that used EVs are available with reasonable deals as well.

If there's a solid EV deal we missed, please share it with us in the comments section. In the meantime, let us know of any recent deals you took advantage of and how it all worked out.

Got a tip for us? Email: tips@insideevs.com
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