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Kiplinger
Kiplinger
Business
Adam Shell

Average IRA Balance by Age and Generation in 2026: How Does Your Retirement Account Compare?

IRA Rob Leiphart Fidelity IRS Fidelity Investments
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Savers contributed a record amount of money to their Individual Retirement Accounts (IRAs) in the first quarter of 2026, pushing the average balance up more than 7% over the past year despite market volatility, according to Fidelity Investments.

Is your IRA keeping pace? Or falling behind?

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