The '401(k)-Rich and Cash-Poor' Retirement Trap

Man's hand in black and white, placing miniature bundle of US $1 dollar bills onto pile of many other bundles, green illustrated background.

Are you 401(k) rich but cash poor? If so, your retirement nest egg may have some dangerous fault lines.

Just as being house poor can create a cash squeeze in your prime earning years, investing the bulk of your money in a traditional retirement account can make a seemingly solid retirement plan more vulnerable.