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Drew Blankenship

The 2027 Social Security COLA Is Coming in October — Check Your my Social Security Account Before the New Benefit Amount Arrives

my Social Security account
The 2027 Social Security COLA will be determined in October, but personalized benefit notices will arrive later. Reviewing your my Social Security account now can help you prepare for changes in your January payment. Tada Images/Shutterstock

Millions of retirees are waiting to find out how much their Social Security checks will increase in 2027, but there’s something worth doing before the official announcement arrives. Checking your my Social Security account now could help you avoid surprises when your new benefit amount becomes available later this year. From outdated contact information to Medicare deductions, several details can affect how smoothly you receive and understand your annual cost-of-living adjustment.

The Social Security Administration is expected to announce the 2027 COLA in October, after the final inflation figures become available on October 14. However, your personalized benefit notice won’t necessarily arrive immediately after that announcement. Taking a few minutes to review your online account now can make it easier to understand exactly what changes when January arrives.

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