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Kiplinger
Kiplinger
Business
Donna Fuscaldo

The '1% More' Rule For Your 30s and 40s

(Image credit: Getty Images)

Adding 1% more to your retirement savings every year sounds small, but the math tells a different story.

This almost invisible hack uses behavioral science to build wealth on autopilot, without the downside of a smaller paycheck. For people not yet in retirement, it isn't just a suggestion; it’s a rule that can redefine your 2026 planning outlook.

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