
If you’re a Texas homeowner over 65, you’ve probably heard the reassuring phrase: “Your property taxes are frozen.” But many seniors are still seeing their total tax bills rise, even with that so-called freeze in place. In counties where property taxes jumped 10% or more last year, confusion and frustration are growing fast. The issue isn’t that the system is broken. It’s that most people misunderstand how the Texas age 65 tax freeze actually works. Here’s why your bill may still increase and what you can do to protect your finances.