Ten per cent of Scots are left with no money after paying for bills and essentials, according to new analysis.
Citizens Advice Scotland (CAS) says that the ten per cent equates to around 452,958 people based on Scotland's population, and the stark findings come before energy prices are set to soar even further in October.
The research, based on polling of 1,416 people by YouGov, found that a further 18% of those polled said they had less than £125 left over each month after paying essential expenses - with CAS estimating around 1.2 million are in the same position across Scotland.
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CAS is also warning that many are facing a 'financial cliff edge' this autumn and announced a new campaign, 'Our Advice Adds Up', to encourage people to seek advice if they are struggling with the cost of living.
CAS chief executive Derek Mitchell said: "People are facing a devastating financial cliff edge this autumn, as energy bills soar and inflation shows no signs of slowing down.
"It's important to understand what this actually means for people. Half a million people have nothing left after covering essential bills - they literally cannot afford another big increase in bills and prices.
"Over a million people have less than £125 left over - and next month average monthly bills are going up by £169.
"That's why we've launched Our Advice Adds Up to encourage people to seek advice if they are struggling with the cost of living."
You can get help from CAS by visiting your local advice bureau in person, or online here.
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