Tell us: how have you been affected by reduced UK property prices and rising mortgage rates?

A woman passes a real estate agent in London, Britain, 07 December 2022. According to the the Halifax House Price Index released on 07 December 2022, UK house prices have seen their biggest fall since the financial crisis, dropping by some 2.3 percent in November. Photograph: Andy Rain/EPA

The average UK house price fell for the fourth month in a row in December, according to Halifax, and demand for mortgages has collapsed to its lowest level since the 2020 national lockdown as potential homebuyers are deterred by rising interest rates.

We’d like to hear from people in the UK how their plans – to buy, sell, renovate or in any other way – have been affected by reduced house prices recently.