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The Guardian - UK
The Guardian - UK
Business
Guardian community team

Tell us: are you affected by the 6% mortgage rate?

Property sale signs outside residential properties with a man walking past them.
Property sale signs outside residential properties in Guildford, UK, in June 2026. Photograph: Bloomberg/Getty Images

The average cost of a five-year fixed-rate mortgage has hit the 6% barrier for the first time in three years.

Figures from financial information provider Moneyfacts show the average is now 6.00%, its highest point since September 2023, while the average two-year fixed rate is 5.98%, its highest since December of the same year.

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