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The Guardian - UK
The Guardian - UK
Business
Simon Goodley

Student debt eats away home deposit savings to tune of £2,000 a year, says Barclays

Three students wearing shark costumes and Rachel Reeves masks
Students protesting in February 2026 against the chancellor’s freeze on student loan repayment thresholds. Photograph: Sean Smith/The Guardian

People with student loans who are working towards a home deposit save almost £2,000 less per year than those without the debt, according to a new report by Barclays.

The bank also found that 44% of student loan holders claim that repayments limit their ability to build long-term financial stability, while 41% say it prevents them from entering the housing market.

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