State Pension during retirement and how many years you'll have to work first

It's never too early to start planning for your retirement.

However, a recent survey carried out by Opinium on behalf of Hargreaves Lansdown found that over one-third (34%) of people aged 45-54 have no plan in place for their remaining working years.

This compares to roughly a quarter of 35-to-44-year-olds and 25-34-year-olds who had no plan for the time between age 50 and retirement.