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Kiplinger
Kiplinger
Business
Donna LeValley

Social Security COLA Is 2.5% for 2025: What to Know

Social Security SSA Social Security Administration SS
Happy New Year 2025 with a business goals concept. The big black 2025 year number with the Target icon inside the magnifying glass and other years on wooden blocks. Planning for goal and success.

The Social Security annual cost-of-living adjustment (COLA) for 2025 is 2.5%, the Social Security Administration (SSA) announced Thursday. This is the smallest increase since 2020, as expected, and follows an increase of 8.7% in 2024. According to the SSA, the 2.5% increase will translate to an additional $49 for the average retiree, increasing the average monthly check from $1,927 to $1,976. Married couples will see an average increase of $75, raising their monthly benefit to $3,089 up from $3,014.

The 2025 COLA in context

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