Saving for retirement can be challenging, but the goal is clear: Accumulation. The more you save, the better your chances of living comfortably when you stop working.
Things can get more complicated, though, when you start the shift to retirement. Preserving and protecting the money you’ve saved — while also enjoying the retirement you dreamed about — becomes the priority. And without a written retirement plan that covers all the potential risks you might encounter, it can be easy to lose focus, miss something important or make uninformed decisions that could get in the way of your success.
