The tragic train accident in Odisha has put the spotlight on safety and financial protection for passengers. Experts suggest that travelers may look at the option of taking travel insurance covers considering the potential financial consequences in case of an accident.
IRCTC travel insurance
The Indian Railway Catering and Tourism Corporation (IRCTC) provides optional travel insurance for Indian citizens booking e-tickets. The premium is 35 paise per passenger inclusive of all taxes. The Travel Insurance Scheme offers death cover of ₹10 lakh. It also provides ₹10 lakh for permanent total disability and ₹7.5 lakh for permanent partial disability.