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Kids Ain't Cheap
Kids Ain't Cheap
Lifestyle
Evan Morgan

Should Parents of a Disabled Child Leave Money Directly to Them in a Will?

Down Syndrome Child With Mom
Parents planning an inheritance for a child with a disability should understand how directly inherited money can affect SSI and Medicaid eligibility. A properly structured special needs trust may help preserve financial assistance while providing long-term support. (Pexels).

Every parent wants to know their child will be financially secure after they’re gone. For parents raising a child with a disability, however, leaving an inheritance isn’t always as simple as naming them in a will. A generous gift could unintentionally threaten government benefits that help cover healthcare, housing, and everyday expenses. Understanding how inheritance rules work can help families protect both their child’s financial future and their independence.

Why A Direct Inheritance Can Create Financial Problems

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