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The Guardian - UK
The Guardian - UK
Business
Guardian community team

Share your experience of applying for a mortgage to buy a UK property recently

A couple viewing properties for sale displayed in an estate agent's office window in Wimbledon, south west London, on 22 January 2022.
A couple viewing properties for sale displayed in an estate agent's office window in Wimbledon, south west London, on 22 January 2022. Photograph: Amer Ghazzal/REX/Shutterstock

As a key mortgage rate has hit over 4% for the first time since 2013 and the price of new mortgages is rising even faster than UK interest rates, many prospective house buyers may have to reconsider what kind of loan they can take out to buy a home.

We’d like to hear how people have recently found the process of purchasing a property in the UK. We’re keen to hear how you’ve found the mortgage application process, which mortgage rate you were offered, whether your offer was accepted and how the bank’s evaluation of your chosen property went.

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