
As 2025 draws to a close, it’s clear the year delivered a mixed bag. It was neither the breakout triumph many hoped for nor the economic collapse many feared. A January 2025 Gallup poll showed that 41% predicted things would get better, 24% braced for the worse, and 29% expected more of the same.
Hindsight shows that inflation cooled a bit, markets rallied late, and, for the most part, jobs held steady. But, healthcare and housing costs stayed stubbornly high. If you’re among the millions still stressed about money (and 70% of us are, per Northwestern Mutual), the good news is that there's still time to cash in on these 12 retirement moves to end 2025 stronger than you started before the ball drops.