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Kiplinger
Kiplinger
Business
Kathryn Pomroy

12 Retirement Moves to Make Before the Year Ends

New Year 2026, Inspiration and progress towards new success. Silhouettes of human jumping over cliff towards finish line with text new year 2026 on sunset beautiful.

As 2025 draws to a close, it’s clear the year delivered a mixed bag. It was neither the breakout triumph many hoped for nor the economic collapse many feared. A January 2025 Gallup poll showed that 41% predicted things would get better, 24% braced for the worse, and 29% expected more of the same.

Hindsight shows that inflation cooled a bit, markets rallied late, and, for the most part, jobs held steady. But, healthcare and housing costs stayed stubbornly high. If you’re among the millions still stressed about money (and 70% of us are, per Northwestern Mutual), the good news is that there's still time to cash in on these 12 retirement moves to end 2025 stronger than you started before the ball drops.

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