Scotland dominates list of the most affordable places…

Scotland dominates list of the most affordable places to buy a home in the UK

SCOTTISH towns have dominated a recent list showing the most affordable places to buy a home in the UK with eight making the top 10.

The research, which was carried out by Zoopla, looked at a locality's median house value to create a ratio showing how much a home costs compared to a couple's annual salary.

Speaking of the research, the online property site said: "Places with the cheapest house prices aren’t always the most affordable if local wages are also low.

"Our latest analysis shows that couples have to spend 3.8 times their combined annual salary to buy the average UK home, worth £276,000."

The National: Girvan, Cumnock, Saltcoats, Ardrossan and Irvine were the Ayrshire spots named among the most affordable places by Zoopla. Girvan, Cumnock, Saltcoats, Ardrossan and Irvine were the Ayrshire spots named among the most affordable places by Zoopla. (Image: Getty)

See the Scottish towns named among the most affordable places to buy a home in the UK

The most affordable place to buy a home in the UK was the East Ayrshire town of Cumnock where the median value of a home was calculated by Zoopla to be £79,030.

The average income of a couple in this area was found to be around £75,665, making the "house price to earnings ratio" 1.04.

The next Scottish town on the list was found to be Greenock in Inverclyde and Saltcoats in North Ayrshire with Wishaw in North Lanarkshire also making the cut.

Only two locations outside of Scotland were named on the property list with Shildon and Peterlee in the north east of England taking the second and ninth spots.