One mum has shared how she managed to save over £650 in a year, an amount covering all of her Christmas shopping.
Kate Richard swears by the simple hack she has used annually for the past three years. Each time, the 33-year-old has managed to entirely fund the cost of Christmas gifts with the money she put away.
The trick involves putting away 1p on January 1, 2p on January 2, and so on, which leads to £3.65 on the last day of the year, with the total amount saved amounting to £667.95.